Co-Invest with CBA
Funding Partners are those partners that come alongside CBA as:
(ii) Financing Partners or
(iii) Charitable Supporters
to support investment in CBA-targeted entrepreneur companies - - the local Small-to-Middle Sized Enterprises (SME's) that have been vetted & approved by CBA as a fit with our mission of creating employment through investment-supported growth.
Co-investors are those parties that come alongside CBA with investment capital to take a position directly in the SME target company in which CBA is making an investment. Co-investors are typically individuals, small trusts or local entities wishing to make a difference by financial investment in a specific CBA opportunity.
Investments are structured as loans to CBA KENYA, with 100% disbursement of funds to the opportunity(-ies) selected by the co-investor, alongside funds provided by CBA. The full CBA approach - coaching, mentoring, board guidance, etc - is then applied to the target investment. Funds are returned to the co-investor by CBA on a quarterly basis, as these are collected from the entrepreneur investment.
No monies are retained by CBA until full recovery of the original capital supplied has been achieved; after that time profit splits are in accordance with that agreed by CBA and the Co-Investment Partner.
Co-investors may also get involved at the board or coaching level, depending on individual interests and skill sets available.
Since most Co-Investors wish to remain anonymous, we do not provide further information here. Co-investments start at a minimum of US$10,000 per CBA investment opportunity.
Financing Partners are those parties supplying capital to CBA for onward deployment into multiple SME investments targeted by CBA. 100% of the supplied funds are directed to specific SME investments, as agreed with the Financing Partner.
Typically, CBA holds the equity or lender position in the target company, with a parallel debt agreement between CBA Kenya and the Financing Partner covering the Financing Partner's contribution. 100% of the monies directed to entrepreneur investment opportunities; no funds are used for CBA expenses.
On return of capital from the SME investments to CBA, proportional repayment is made back to the Financing Partner, per the terms of the loan agreement made with CBA Kenya. Interest rates and currency fluctuation coverage are agreed on a per-partner basis.
Since most Financing Partners wish to remain anonymous, we do not provide further information here.
Charitable Supporters are those individuals or entities that support CBA investments with charitable donations of capital. These donations can be related to specific SME investments that Supporters have an interest in, but are often contributions to the central investment fund of CBA. Charitable Supporters are welcome to engage with CBA and the SME target, assisting as a coach or Business Angel.
Click the picture below to view a sample of our current Business Angels. Or, click the button to join as a Charitable Supporter today.